The expenses (Cost of Attendance) for the entering academic year 2006-07 of the 4 Year M.D. Program are estimated as follows:
All amounts in US Dollars.

If a students financial obligations are not met, the student will not be allowed to attend classes and seminars, and may be forced to leave the dormitory.

Tuition, Insurance, Dormitory, and Dormitory Deposits are paid via mail to:

Poznan University of Medical Sciences
USA Office Bursar
108 Village Square, #402
Somers, NY 10589-2305, USA;

Checks must be written out to: "Poznan University of Medical Sciences" and must bear the students name on the check memo field.

This is the University's North American Office which also arranges group travel to Poznan (when possible).  Payments have different due dates depending on the program which a student is entering, and the year that they are entering into. Payment for North American Students is made in US Funds by certified check (or equivalent) to the order of Poznan University of Medical Sciences. European Students are required to pay in EURO's.  There are special requirements for Canadian payments, check the Common Questions section for details.

Although it is possible to secure private quarters in the City of Poznan, the University recommends that first year students reside on campus. Dormitories are assigned on a first-come first-serve basis. There are three main dormititories. In the event that the dormitories have no room, students will be given a place in Hotel "IKAR". If a room becomes available in one of the University dormitories, the student will be required to re-locate to a University dormitory. There are a number of requirments for stay in the dorm. It is suggested that all students review the Student Handbook, for information about the dormitories and how to make room reservations.

There are many services which allow books to be purchased in advance and shipped to Poland, books may also be purchased on http://www.amazon.co.uk and shipped to Poznan. There are a number of shipping services that will send your books from the USA to Poznan for you.

There are also collegiate bookstores in Poznan that offer the required materials. We suggest you view the Student Information link on the left for further information about books and travel.

Entering students applying for financial aid are encouraged to submit financial aid applications 60-90 days in advance of the start of the semester.

Foreign students in Poland can buy Health Insurance in Narodowy Fundusz Zarowia for approximately $10.00 per month, although there is a lot of paperwork involved. It is suggested that students have their own medical insurance from the states, which allows for travel abroad.

* Students supplying their own Health Insurance must provide an original letter on Insurance Carrier stationary agreeing to full medical and hospital coverage in Poland.

Financial Assistance

The University is approved by the U.S. Department of Education as an eligible institution to participate in the Stafford, Stafford Plus and Supplemental Student Loan Program. Only United States Citizens are eligible for Stafford Loans. The maximum amount that may be borrowed under this program is $18,500.00 per year. Students may receive subsidized (no interest before repayment, need based) and unsubsidized(interest accrues right away, not need based) loans. Interest rates are variable, and established once per year in July. Repayment begins six months after a student is no longer in attendance. The approximate received amount after lender fees are deducted is $17,945.00, although some states offer to discount the lender fees. For additional information, consult the PUMS Student Handbook at the following link: PDF

Eligible North American (US & Canada) students can also apply for private bank loans (TERI) through the Bank of Boston. http://www.teri.org
TERI Loans are Credit Based, not need based such as Federal Stafford Loans. The loan program for this program is the International Health Education Program (IHELP). Students who receive Stafford loans can apply for a supplemental TERI Loan in addition to their Stafford loan. The combined loan amount cannot exceed the Cost of Attendance (COA) for each program, as stated above.

Deserving students can apply for U.S. Scholarships after their first year of study.

Student's may fill out a FAFSA online, whether or not they intend to apply. When submitted, we will receive your information electronically from the US Department of Education. Be sure to use our school code, which is G30917.

Canadians use the Canada Student Loan Program, available via the Ministry of Education in home province. Students should contact banks and Canadian Student Loan Offices for details and applications. Canadian Students may also be eligible for TERI Loans if they have a U.S. Cosigner. PUMS 'meets the criteria for the Canada student loans program assistance'

The school code for Manitoba Student Aid is QURN, their web page is available here.

Supplemental TERI Loans are available for Canadian Students. This loans are credit-based and may require a co-signer in the United States. For further information please visit www.teri.org

Students from outside the US & Canada

The only United States organization that can offer loans to non-U.S. or Canadian Citizens is TERI. They ONLY offer programs to non-U.S. and Canadian Citizens when co-signed with a U.S. Citizen who maintains good credit. For more information please visit www.teri.org

Links to Loan Services

Financial Aid Assistance Web Site: www.finaid.org

The Education Resource Institute (TERI)

PUMS USA Office Student Services Web Site