1. Complete online FAFSA and confirm that the school has received said FAFSA.(Students should know that it is their responsibility to track the progress of their loans).  The school code is G30917
2. Students must confirm that the FAFSA is completed correctly as well as address any extra comments on the page 1 of the ISIR. This can be done by email or phone with the acting Financial Aid Administrator or Financial Aid Assistant.
3. Student must check if the University Dean's Office and Financial Aid Office has a clear copy of their US Passport or Permanent Residence Card on file. (All students)
4. All first year students must complete their entrance loan counseling online at https://studentloans.gov/ the first year they receive any Direct Loans. Loans will not be processed until receipt of the required entrance loan counseling is confirmed by the Financial Aid office.
5. Student must complete an MPN on the Department of Education's Direct Loan website at https://studentloans.gov/.
6. Student must show to the Financial Aid Office that he or she is a full or half time status student who is in good standing with the university. This can be done by contacting the Dean's office for a confirmation letter or email sent directly to the Financial Aid Administrator in NY.

1. Student must submit their application for Federal Plus Loans via https://studentloans.gov/myDirectLoan/index.action after logging into the Direct Loan website. Students must also complete a Master Promissory Note for the Plus Loan on the same site. If applying for a Sallie Mae Smart Option loan students must apply onlie at http://www.salliemae.com/.
2. Student must show to the Financial Aid Office that he or she is a full or half time status student who is in good standing with the university. This can be done by contacting the Dean's office for a confirmation letter or email sent directly to the FAA in NY.
3. Students must understand that they cannot borrow over their cost of attendance and they have a limit of what they can borrow. Current Cost of Attendance for the University is $38,500.00
4. Once the loan is approved it will be sent by electronic transfer to the school. The funds are immediately applyied to the students account where tuition and fees will be deducted. The remaining amount will be sent to the student by method of their choosing ie. wire transfer or paper check. Students must login to online student services on this website to complete their online distribution form which will tell the school where to send the loan refund.
5. Once the online distribution form is received by the Bursar please allow 1 week for distribution.
6. Pleas be advised that the Direct Graduate Plus Loan will not automatically go into deferment until the student graduates. Al students are responsible for putting their Graduate Plus Loans in deferment by contacting Direct Loans (includes Direct PLUS Loans)—Contact the Direct Loan Servicing Center at: 1-800-848-0979. TTY users should call 1-800-848-0983 or go to: www.dl.ed.gov.
   

1. Student must contact the ministry of education in their province for regulations and requirements.
2. Students must then obtain all forms from the ministry's and complete the student portions. Once done the documents should be sent in to the FAA in NY to be completed. The forms will then be forwarded on the appropriate agencies with the student copy returned to the student.
3. Canadian loans must be disbursed directly to the student for their use. If a Canadian Student Loan check is sent to the University we will not be able to cash it without incurring an international collections fee of 30% and the process may take up to 3 months.
4. Student must show to the Financial Aid Office that he or she is a full or half time status student who is in good standing with the university. This can be done by contacting the Dean's office for a confirmation letter or email sent directly to the FAA in NY.

• All students should review the Financial Aid Guide(PDF), available online or mailed by request, as well as the current edition of the Student Handbook (Available at the dean's office) for important information about all forms of loans and requirements.   The Financial Aid Guide contains important information about deadlines, and the normal time it takes for refunds to occur.
• All students are responsible for completing all necessary deferments and forbearances. Documents must be obtained by the student from their previous loan institutions and mail the letter in to the NY Office with an original signature. (No faxes will be excepted)
• If a student is in default on any previous school loans this will halt the loan process until the student can clear up their previous loans. Questions regarding default can be answered by the Financial Aid Office, but the student must clear up the issue on their own.
• All Student loan are scheduled to arrive 10 days before the start of the semester.
• It is the responsibility of the students to update all contact information on the student services website. All information will be sent to the email address on file.

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